Estimate your New Jersey paycheck after federal & state taxes (NJ)
* Estimate using 2024 federal brackets and New Jersey state tax data. Does not include local taxes.
New Jersey has a graduated income tax with seven brackets ranging from 1.4% to 10.75%. The top rate applies to income over $1 million. New Jersey does not offer a standard deduction, but provides personal exemptions and various credits. The state does not tax Social Security benefits and offers exclusions for retirement income for seniors with income below certain thresholds.
| Tax Type | Details |
|---|---|
| Income Tax Structure | 1.4% to 10.75% across seven brackets |
| Top Marginal Rate | 10.75% |
| Standard Deduction | No standard deduction (uses personal exemptions) |
This calculator covers all cities and counties in New Jersey, including Newark, Jersey City, Paterson, Elizabeth, Edison. Some localities may impose additional local income taxes not reflected in this estimate.
Enter your annual gross salary (before any deductions), select your filing status, and optionally enter any pre-tax deductions like 401(k) contributions or HSA contributions. The calculator will show your estimated take-home pay after federal income tax, New Jersey state income tax, and FICA taxes (Social Security and Medicare). Results are shown annually, monthly, and per biweekly paycheck.