Estimate your Kentucky paycheck after federal & state taxes (KY)
* Estimate using 2024 federal brackets and Kentucky state tax data. Does not include local taxes.
Kentucky has a flat income tax rate of 4% on all taxable income. This rate was reduced from 5% in recent years as part of ongoing tax reform. Kentucky offers a standard deduction that matches the federal standard deduction amount. The state does not tax Social Security benefits but does tax other forms of retirement income.
| Tax Type | Details |
|---|---|
| Income Tax Structure | Flat rate of 4% on all taxable income |
| Top Marginal Rate | 4% |
| Standard Deduction | Uses federal standard deduction |
This calculator covers all cities and counties in Kentucky, including Louisville, Lexington, Bowling Green, Owensboro, Covington. Some localities may impose additional local income taxes not reflected in this estimate.
Enter your annual gross salary (before any deductions), select your filing status, and optionally enter any pre-tax deductions like 401(k) contributions or HSA contributions. The calculator will show your estimated take-home pay after federal income tax, Kentucky state income tax, and FICA taxes (Social Security and Medicare). Results are shown annually, monthly, and per biweekly paycheck.